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Driving Without Insurance In North Carolina: Your Path To Legal Resolution

Life’s road can sometimes take unexpected turns, and suddenly you’re facing a driving without insurance violation. It’s a situation that can happen to anyone, but it’s crucial to address it promptly and strategically. We understand the worries and uncertainties that come with this issue, and we’re here to guide you through.

At Cotten Law Firm, PLLC in Fuquay-Varina and Raleigh, our attorney is not just a legal professional; he’s your advocate in navigating the complexities of traffic violations. With over two decades of experience, our attorney has been a steady hand for clients, ensuring their rights are protected. We understand the stakes and are here to support you during this challenging time.

Understanding What Happened And What Comes Next

Driving without insurance occurs when a driver operates a vehicle without insurance coverage. In North Carolina, this violation carries potential penalties that can impact your driving record and finances. Whether you simply misplaced your proof of insurance or forgot to renew your coverage, it is crucial to resolve this violation quickly.

The Cost Of Conviction

A conviction for driving without insurance can lead to hefty fines, points on your driving record and potential license suspension. Additionally, the costs of obtaining insurance after the fact can be substantial. It’s essential to address this issue promptly.

Navigating a driving without insurance charge requires a skilled attorney like our attorney. We explore defenses tailored to your situation, from verifying insurance coverage to presenting mitigating circumstances. Your rights deserve rigorous advocacy.

Frequently Asked Questions About Driving Without Insurance In North Carolina

We try to offer our clients the information and support they need at every turn. We frequently hear the following concerns:

What are the penalties for driving without insurance in North Carolina?

Exactly what penalties you may face can depend on whether you have any prior criminal history. In general, however, you can expect to pay a $50 fine, be put on probation for up to 45 days and have your registration and license plates suspended for 30 days, in addition to court costs and other fees related to the reinstatement of your license and more.

Could I go to jail in North Carolina for driving without insurance?

Yes, you can get jail time for driving without insurance in North Carolina – even for a first offense. Most first-time offenders will receive probation, but a sentence of up to 45 days in jail is possible. The likelihood of jail time increases with each subsequent offense.

What steps should I take to protect my driving privileges after my license is suspended?

You can apply for a provisional (hardship) license. This will grant you limited driving privileges so that you can go to work, school, doctor’s visits and make other essential trips. Because you need to act quickly and the issue can be complicated depending on the reason for the suspension, it is wise to have an experienced attorney on your side.

What level of car insurance coverage is required in North Carolina?

The minimum required car insurance in North Carolina is called 30/60/25 coverage. This means that you must have $30,000 in bodily injury coverage per injured person, $60,000 in bodily injury coverage per accident and $25,000 in property damage coverage per accident, both for your liability policy and your uninsured/underinsured motorist coverage.

Take Action Today

Facing a driving without insurance charge can be overwhelming, but you don’t have to face it alone. Contact Cotten Law Firm, PLLC, at 984-600-3090 or fill out our online form for a free consultation. We are ready to listen, support and guide you.